General Terms and Conditions for MyChineseFX

These General Terms and Conditions ("Agreement") govern your access to and use of the MyChineseFX website ("Website") and related services ("Services") provided by TGN MEDIA LTD ("MyChineseFX," "we," "us," "our"). By using our Website and Services, you agree to these terms. If you represent a legal entity, you confirm that you have the authority to bind that entity to this Agreement.

1. Account Registration and Eligibility1.1. You must be at least 18 years old to register for and use our Services.1.2. All information provided during registration must be accurate and up-to-date. You are responsible for keeping your account information current.1.3. Account access is personal and non-transferable. Unauthorized use of your account or login details is prohibited. Any suspicious activity must be reported to us immediately.1.4. MyChineseFX reserves the right to suspend, disable, or terminate accounts that violate this Agreement or engage in prohibited activities.

2. User Content and Intellectual Property2.1. You retain ownership of any content you submit or create while using the Services. By submitting content, you grant MyChineseFX a non-exclusive license to use, store, and distribute it as needed for the operation of the Services.2.2. MyChineseFX may monitor and remove content that violates these terms, but we are not obligated to do so.2.3. MyChineseFX reserves the right to use submitted content for marketing or commercial purposes, subject to revocation upon termination of Services.

3. Billing and Payments3.1. You agree to pay all fees and charges for Services in U.S. dollars (USD) or equivalent currency as processed by your payment provider.3.2. MyChineseFX reserves the right to adjust pricing and refuse or limit orders based on account history or order similarity.3.3. Failure to complete payment may result in cancellation of your order or Services.

4. Refund Policy4.1. All purchases are final, and no refunds will be issued under any circumstances. Before purchasing, carefully review the relevant terms and FAQ.

5. Accuracy of Information and External Links5.1. MyChineseFX strives for accuracy but reserves the right to correct errors in product descriptions, pricing, or availability.5.2. The Website may contain links to third-party sites. We are not responsible for the content or actions of external resources and encourage you to review their terms.

6. Prohibited Uses and Trading Conduct6.1. You agree to use the Website and Services in compliance with all applicable laws. Prohibited activities include, but are not limited to, unlawful acts, false information submission, malware distribution, phishing, and spam.6.2. Manipulative trading strategies, including latency arbitrage and opposite account trading, are strictly prohibited. Violation of these rules may result in immediate account suspension or termination.

7. Dispute Resolution and Arbitration7.1. All disputes arising from this Agreement will be resolved through binding arbitration, in accordance with applicable laws governing commercial disputes.7.2. If you file legal claims in violation of this Agreement, you will be liable for MyChineseFX's costs, damages, and legal fees, with a minimum liability of $100,000 if your claims are found to be frivolous or meritless.

8. Limitation of Liability and Indemnification8.1. MyChineseFX and its affiliates shall not be liable for indirect, incidental, punitive, or consequential damages arising from the use of the Website or Services.8.2. You agree to indemnify and hold harmless MyChineseFX from any claims, liabilities, or legal expenses arising from your use of the Website or Services or your breach of this Agreement.

9. Amendments and Updates9.1. MyChineseFX reserves the right to amend this Agreement at any time. Changes will take effect immediately upon being posted on the Website. It is your responsibility to review the Agreement periodically for updates.